:root {
  --brand-blue: #12308b;
  --brand-gold: #9f8a25;
  --brand-blue-dark: #0d2366;
  --brand-text: #1f2937;
  --brand-muted: #6b7280;
  --brand-border: #e5e7eb;
  --brand-bg-soft: #f8fafc;
  --white: #ffffff;
  --shadow-soft: 0 10px 30px rgba(18, 48, 139, 0.08);
  --shadow-hover: 0 18px 40px rgba(18, 48, 139, 0.14);
  --radius-lg: 1.25rem;
  --radius-md: 0.9rem;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: "Inter", sans-serif;
  color: var(--brand-text);
  background-color: var(--white);
  line-height: 1.7;
  padding-top: 88px;
}

img {
  max-width: 100%;
  display: block;
}

a {
  text-decoration: none;
  transition: all 0.25s ease;
}

.section-padding {
  padding: 90px 0;
}

.section-bg-light {
  background: var(--brand-bg-soft);
}

.section-heading {
  max-width: 760px;
}

.section-kicker {
  display: inline-block;
  margin-bottom: 1rem;
  font-size: 1.9rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--brand-gold);
}

.section-kicker-hero {
  display: inline-block;
  margin-bottom: 1rem;
  font-size: 0.9rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: #1f2937;
}

.section-title {
  /*font-size: clamp(2rem, 3vw, 2.75rem);*/
	font-size: clamp(1rem, 1.5vw, 1.375rem);
  font-weight: 600;
  line-height: 1.2;
  color: var(--brand-blue);
  margin-bottom: 1rem;
}

.section-text {
  color: var(--brand-muted);
  font-size: 1.05rem;
	text-align: justify;
}



/* Navbar */
.navbar {
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid rgba(229, 231, 235, 0.75);
}

.navbar-brand {
  font-weight: 800;
  color: var(--brand-blue);
  min-width: 0;
}

.navbar-logo {
  width: auto;
  height: 64px;
  max-width: 220px;
  object-fit: contain;
  display: block;
}

.brand-tagline {
  font-size: 1.04rem;
  color: var(--brand-gold);
  font-weight: 700;
  letter-spacing: 0.05em;
  text-transform: uppercase;
  line-height: 1.3;
  margin-top: 0.2rem;
  white-space: nowrap;
}

.navbar .nav-link {
  color: var(--brand-blue);
  font-weight: 600;
  margin-left: 0.4rem;
  margin-right: 0.4rem;
}

.navbar .nav-link:hover,
.navbar .nav-link.active {
  color: var(--brand-gold);
}

/* Buttons */
.btn {
  border-radius: 999px;
  font-weight: 700;
  padding: 0.85rem 1.5rem;
  transition: all 0.25s ease;
}

.btn-brand-primary {
  background: var(--brand-blue);
  border: 1px solid var(--brand-blue);
  color: var(--white);
}

.btn-brand-primary:hover,
.btn-brand-primary:focus {
  background: var(--brand-blue-dark);
  border-color: var(--brand-blue-dark);
  color: var(--white);
  transform: translateY(-2px);
}

.btn-brand-secondary {
  background: transparent;
  border: 1px solid var(--brand-gold);
  color: var(--brand-gold);
}

.btn-brand-secondary:hover,
.btn-brand-secondary:focus {
  background: var(--brand-gold);
  border-color: var(--brand-gold);
  color: var(--white);
  transform: translateY(-2px);
}

/* Image styling */
.hero-image,
.hero-image-small,
.section-feature-image,
.section-banner-image,
.service-card-image,
.stacked-image {
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-soft);
  object-fit: cover;
}

.hero-image,
.hero-image-small,
.section-feature-image,
.section-banner-image,
.stacked-image {
  width: 100%;
}

.section-feature-image,
.section-banner-image {
  min-height: 280px;
}

.service-card-image {
  width: 100%;
  height: 220px;
  margin-bottom: 1.4rem;
  transition: transform 0.3s ease;
}

.service-card:hover .service-card-image {
  transform: scale(1.02);
}

/* Hero */
.hero-section {
  position: relative;
  overflow: hidden;
  min-height: calc(100vh - 88px);
  padding: 70px 0 90px;
	background-image:url("bg-hero.jpg")
/*  */
}

.hero-section .container {
  z-index: 2;
	background: 
    radial-gradient(circle at top left, rgba(18, 48, 139, 0.12), transparent 32%),
    radial-gradient(circle at bottom right, rgba(159, 138, 37, 0.12), transparent 28%),
    linear-gradient(135deg, rgba(18, 48, 139, 0.05), rgba(159, 138, 37, 0.04)),
    rgba(255, 255, 255, 0.5); /* Increased from 0.2 to 0.5 */
	
}

.hero-parallax-layer {
  position: absolute;
  border-radius: 50%;
  pointer-events: none;
  filter: blur(8px);
  opacity: 0.55;
}

.hero-parallax-one {
  width: 380px;
  height: 380px;
  top: 8%;
  left: -80px;
  background: radial-gradient(circle, rgba(18, 48, 139, 0.12), transparent 68%);
  animation: floatOne 11s ease-in-out infinite;
}

.hero-parallax-two {
  width: 520px;
  height: 520px;
  right: -120px;
  top: 12%;
  background: radial-gradient(circle, rgba(159, 138, 37, 0.10), transparent 68%);
  animation: floatTwo 14s ease-in-out infinite;
}

.hero-parallax-three {
  width: 300px;
  height: 300px;
  bottom: -60px;
  left: 35%;
  background: radial-gradient(circle, rgba(18, 48, 139, 0.08), transparent 70%);
  animation: floatThree 12s ease-in-out infinite;
}

@keyframes floatOne {
  0%, 100% { transform: translate3d(0, 0, 0); }
  50% { transform: translate3d(18px, -22px, 0); }
}

@keyframes floatTwo {
  0%, 100% { transform: translate3d(0, 0, 0); }
  50% { transform: translate3d(-20px, 26px, 0); }
}

@keyframes floatThree {
  0%, 100% { transform: translate3d(0, 0, 0); }
  50% { transform: translate3d(12px, -18px, 0); }
}

.hero-subheadline {
  max-width: 680px;
  /*color: var(--brand-muted);*/
	color: #1a2b49;
  font-size: 1.15rem;
}

.hero-image-grid {
  display: grid;
  grid-template-columns: 1.4fr 0.9fr;
  gap: 1rem;
  align-items: stretch;
}

.hero-image-large {
  height: 100%;
}

.hero-image {
  min-height: 520px;
  height: 100%;
}

.hero-image-small-grid {
  display: grid;
  grid-template-rows: 1fr 1fr;
  gap: 1rem;
}

.hero-image-small {
  min-height: 250px;
  height: 100%;
}

.hero-trust {
  padding-top: 0.5rem;
}

.trust-item {
  min-width: 120px;
}

.trust-item strong {
  display: block;
  color: var(--brand-blue);
  font-size: 1rem;
  font-weight: 800;
}

.trust-item span {
  color: var(--brand-muted);
  font-size: 0.95rem;
}

/* Cards and panels */
.about-card,
.service-card,
.team-panel,
.contact-form-card,
.location-card {
  background: var(--white);
  border: 1px solid var(--brand-border);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-soft);
}

.about-card,
.contact-form-card {
  padding: 2rem;
}

.service-card,
.team-panel {
  padding: 1.5rem 1.75rem 2rem;
}

.location-card {
  padding: 1.25rem 1.5rem;
}

.service-card {
  transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
  overflow: hidden;
}

.service-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-hover);
  border-color: rgba(18, 48, 139, 0.18);
}

.service-card h3,
.team-panel h3,
.location-card h3,
.about-card h3,
.contact-form-card h3,
.benefit-box h3 {
  color: var(--brand-blue);
  font-weight: 700;
}

.service-card p,
.team-panel p,
.location-card p,
.about-card p,
.contact-form-card p,
.benefit-box p {
  color: var(--brand-muted);
}

.service-icon {
  width: 64px;
  height: 64px;
  margin-bottom: 1.25rem;
  border-radius: 1rem;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  background: rgba(18, 48, 139, 0.08);
  color: var(--brand-gold);
  font-size: 1.5rem;
}

/* About and feature images */
.about-image-wrap,
.why-us-image-wrap,
.contact-location-image,
.schemes-banner {
  position: relative;
}

/* Mini features */
.mini-feature {
  display: flex;
  gap: 1rem;
  align-items: flex-start;
  padding: 1rem;
  height: 100%;
  border-radius: var(--radius-md);
  background: #fbfcfe;
  border: 1px solid #eef2f7;
	
}

.mini-feature i {
  font-size: 1.3rem;
  color: var(--brand-gold);
  line-height: 1;
  margin-top: 0.15rem;
}

.mini-feature h4 {
  margin-bottom: 0.35rem;
  font-size: 1rem;
  font-weight: 700;
  color: var(--brand-blue);
}

.mini-feature p {
  margin-bottom: 0;
  color: var(--brand-muted);
  font-size: 0.95rem;
}

/* Lists */
.icon-list {
  list-style: none;
  padding-left: 0;
  margin-bottom: 0;
}

.icon-list li {
  position: relative;
  padding-left: 1.5rem;
  margin-bottom: 0.65rem;
  color: var(--brand-text);
}

.icon-list li::before {
  content: "";
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--brand-gold);
  position: absolute;
  left: 0;
  top: 0.7rem;
}

.icon-list.compact li {
  margin-bottom: 0.5rem;
}

/* Benefits */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1.25rem;
}

.benefit-box {
  padding: 1.5rem;
  border-radius: var(--radius-lg);
  border: 1px solid var(--brand-border);
  background: var(--white);
  box-shadow: var(--shadow-soft);
  height: 100%;
}

.benefit-box i {
  display: inline-flex;
  width: 52px;
  height: 52px;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: rgba(159, 138, 37, 0.12);
  color: var(--brand-gold);
  font-size: 1.2rem;
  margin-bottom: 1rem;
}

.benefit-box h3 {
  font-size: 1.1rem;
  margin-bottom: 0.75rem;
}

/* Experience section */
.experience-image-stack {
  position: relative;
  min-height: 100%;
}

.stacked-image-main {
  min-height: 100%;
  height: 100%;
}

.stacked-image-secondary {
  width: 58%;
  position: absolute;
  right: -10px;
  bottom: -20px;
  border: 6px solid var(--white);
}

.stats-panel {
  background: linear-gradient(135deg, rgba(18, 48, 139, 0.04), rgba(159, 138, 37, 0.06));
}

.stat-item h3 {
  font-size: 1.4rem;
  font-weight: 800;
  color: var(--brand-blue);
  margin-bottom: 0.4rem;
}

.stat-item p {
  margin-bottom: 0;
  color: var(--brand-muted);
}

/* Accordion */
.custom-accordion .accordion-item {
  border: 1px solid var(--brand-border);
  border-radius: 1rem !important;
  overflow: hidden;
  margin-bottom: 1rem;
  box-shadow: var(--shadow-soft);
}

.custom-accordion .accordion-button {
  font-weight: 700;
  color: var(--brand-blue);
  background: var(--white);
  padding: 1.2rem 1.4rem;
}

.custom-accordion .accordion-button:not(.collapsed) {
  background: rgba(18, 48, 139, 0.05);
  color: var(--brand-blue);
  box-shadow: none;
}

.custom-accordion .accordion-button:focus {
  box-shadow: none;
  border-color: transparent;
}

.custom-accordion .accordion-body {
  color: var(--brand-muted);
  padding: 1.25rem 1.4rem 1.4rem;
}

/* Form */
.form-label {
  font-weight: 600;
  color: var(--brand-blue);
}

.form-control {
  border: 1px solid #dbe2ea;
  border-radius: 0.9rem;
  padding: 0.9rem 1rem;
  color: var(--brand-text);
}

.form-control:focus {
  border-color: rgba(18, 48, 139, 0.45);
  box-shadow: 0 0 0 0.2rem rgba(18, 48, 139, 0.12);
}

textarea.form-control {
  resize: vertical;
}

.form-note {
  color: var(--brand-muted);
  font-size: 0.95rem;
}

/* Footer */
.site-footer {
  background: var(--brand-blue);
  color: rgba(255, 255, 255, 0.9);
  padding: 2rem 0;
}

.footer-rics-wrap {
  display: flex;
  justify-content: flex-end;
  align-items: center;
  margin-bottom: 0.75rem;
}


.footer-rics-logo {
  max-height: 56px;
  width: auto;
  max-width: 180px;
  object-fit: contain;
  display: block;
}

@media (max-width: 767.98px) {
  .footer-rics-wrap {
    justify-content: flex-start;
  }

  .footer-rics-logo {
    max-height: 48px;
    max-width: 150px;
  }
	
.footer-brand {
  font-weight: 800;
  font-size: 1.1rem;
  color: var(--white);
}

.footer-copy {
  color: rgba(255, 255, 255, 0.8);
}

/* Responsive */
@media (max-width: 1199.98px) {
  .hero-image {
    min-height: 460px;
  }

  .stacked-image-secondary {
    width: 52%;
  }
}

@media (max-width: 991.98px) {
  body {
    padding-top: 82px;
  }

  .hero-section {
    min-height: auto;
    padding: 55px 0 70px;
  }

  .hero-image-grid {
    grid-template-columns: 1fr;
  }

  .hero-image-small-grid {
    grid-template-columns: 1fr 1fr;
    grid-template-rows: auto;
  }

  .hero-image {
    min-height: 360px;
  }

  .hero-image-small {
    min-height: 220px;
  }

  .benefits-grid {
    grid-template-columns: 1fr;
  }

  .navbar .nav-link {
    margin-left: 0;
    margin-right: 0;
  }

  .stacked-image-secondary {
    position: relative;
    width: 100%;
    right: 0;
    bottom: 0;
    margin-top: 1rem;
    border: none;
  }
}

@media (max-width: 767.98px) {
  .section-padding {
    padding: 70px 0;
  }

  .section-title {
    font-size: 1.85rem;
  }

  .hero-subheadline {
    font-size: 1.05rem;
  }

  .hero-image,
  .hero-image-small,
  .section-feature-image,
  .section-banner-image,
  .service-card-image {
    min-height: auto;
    height: auto;
  }

  .hero-image-small-grid {
    grid-template-columns: 1fr;
  }

  .about-card,
  .service-card,
  .team-panel,
  .contact-form-card {
    padding: 1.5rem;
  }

  .navbar-logo {
    height: 48px;
    max-width: 160px;
  }

  .brand-tagline {
    font-size: 0.62rem;
    white-space: normal;
  }
}